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As the Apple Pay mobile-wallet service rolled out at more than 220,000 stores late last year, retailers such as Walmart, Best Buy and 7-Eleven were among those that were noticeably absent from Cupertino.

As consumers become more astute with their smartphones, buying, sending and even redeeming gift cards may become the way they eventually handle all transactions, what’s a retailer to do?

A federal judge on Friday approved $544.8 million in attorneys fees for law firms that represented merchants who sued Visa Inc. and several banks over credit-card transaction fees, reported The Wall Street Journal.

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